Domain Name: MALWALGRUPSERVICES.COMCreation Date: 2016-12-05T06:40:40ZRegistrar Registration Expiration Date: 2017-12-05T06:40:40ZRegistrant Name: ERNEST EKOMERegistrant City: NAIROBIRegistrant Postal Code: 00100Registrant Country: KE (Kenya)Registrant Phone: +2540791695541Registrant Email: ekomeernest@yahoo.comAdmin Name: ERNEST EKOMEAdmin Organization: malwalgrupservices.comAdmin City: NAIROBIAdmin Postal Code: 00100Admin Country: KEAdmin Phone: +254.0791695541Admin Email: ekomeernest@yahoo.com Tech Name: ERNEST EKOMETech Organization: malwalgrupservices.comTech City: NAIROBITech Postal Code: 00100Tech Country: KETech Phone: +254.0791695541Tech Email: ekomeernest@yahoo.com
Message:
From: MALWAL GROUP:
Hello Sir/Madam
Malwalgrup Services is an employment and financial institution sourcing Employees and investment projects for our client in Africa, Middle East and the rest of the world. Project investments are at the heart of our operations.
The principal forms of direct financing that Malwalgrup may offer are loans, equity and guarantees.
We presently now have 13 private investors apart from our banks whom are ready to finance a project plan with a loan of just 4% interest rate at the end of each business transaction .
Below is what we are looking for from the customers
Loans for smaller projects
Projects that are too small to be financed directly by Malwalgrup can still benefit from our investments scheme, because
We have the support of local commercial banks, which in turn provide loans to competent and reliable customers. Tools that may be available include credit lines, bank-to-bank loans, standby credit facilities and equity investments in the local banks.
We contact local banks directly to access finance and check local requirements and investment limits. Loans can be granted to small and medium businesses by either Malwalgrup or our direct investors as below
Private or public owned Businesses looking to obtain loans through us should provide:
Sound business plans for establishing or expanding a company’s business.
Solid management with a proven track record.
Products that are competitive in the marketplace.
Information on owners/partners.
Financial history.
Security in the form of pledges, mortgages, etc.
Funds provided must be used in strict accordance with the aims stated in the original business plan.
In line with the Malwalgrup mandate, banks ensure that all proposals pay due regard to environmental issues.
Funding cannot be provided to majority state-owned companies or for government-guaranteed projects.
Loans for larger projects (€5 million – €250 million)
Malwalgrup can assist investments projects ranges from €5 million – €250 million. The average amount is €25 million.
The Malwalgrup loans are structured with a high degree of flexibility to provide loan profiles that match client and project needs. This approach determines each loan currency and interest rate formula.
The basis for a loan is the expected cash flow of the project and the ability of the client to repay the loan over the agreed period. The credit risk can be taken entirely by the Bank or may be partly syndicated to the market. A loan may be secured by a borrower’s assets and/or it may be converted into shares or be equity-linked. Full details are negotiated with the client on a case-by-case basis.
Loan features
Minimum €5 – 15 million, although this can be smaller in some cases.
Fixed or floating rate.
Senior, subordinated, mezzanine or convertible debt.
Denominated in major foreign or local currencies.
Short to long-term maturities, from 5 to 15 years.
Project-specific grace periods may be incorporated.
Interest rates
Malwalgrup loans are based on current market rates and are priced competitively. Following a successful enquiry and once a project has been presented to the Bank; financial terms can be discussed in detail with banking staff. Malwalgrup does not subsidies projects, but we provide loans.
The Bank, Malwalgrup or our financial donors offers both flexible and floating interest rates as can be approximated below from every or after each business transaction
4% interest to the Bank or Project Investors
1.72% to Malwalgrup Services
As the type rate directly affects profitability, a project’s financial structure should preferably include both floating and fixed rate loans. The mix is evaluated with respect to client and project sensitivities to interest rate movements.
Fees and charges
A margin is added on to the base rate. The margin is a combination of country risk and project-specific risk. This information is confidential to the client and the Bank.
In addition to the margin, the Bank may charge some of the following fees and commissions:
Front-end commission, paid up-front.
Commitment fee, payable on the committed but undisbursed loan amount.
Loan conversion fee, paid at the time of interest rate or currency conversion on the amount which is to be converted.
Prepayment, cancellation and late payment fees are also charged if necessary.
In line with commercial practice, sponsors will be obliged to reimburse the Bank or the private investors for out-of-pocket expenses, such as fees for technical consultants, outside legal counsel and travel expenses.
Other lending terms
Full lending terms are negotiated with the client for each project.
Insurance
The Bank or Investors requires project companies to obtain insurance against normally insurable risks. Examples include theft of assets, outbreak of fire, specific construction risks. Malwalgrup does not require insurance against political risk or non-convertibility of the local currency.
Security
Malwalgrup usually requires the companies it finances to secure the loan with project assets. These can include:
Mortgage on fixed assets, such as land, plant and other buildings.
Mortgage on movable assets, such as equipment, other business assets.
Assignment of the company’s hard currency and domestic currency earnings.
Pledge of the sponsor’s shares in the company.
Assignment of the company’s insurance policy and other contractual benefits.
Covenants
Typical project finance covenants are required as part of the loan package. Such covenants, limiting indebtedness and specifying certain financial ratios and various other issues, will be negotiated.
Loan repayment
Repayment is normally in equal, semi-annual installments. Longer maturities may be considered on an exceptional basis, for example, up to 15 years for large infrastructure operations.
Hedging possibilities
The Bank can help manage financial risks associated with a project’s assets and liabilities. This covers foreign exchange risk, interest rate risk and commodity price risk. Risk hedging.
In addition, equity contributions, either in existing or new business, of around 12% are often
Information from the cached copy of the Website:http://malwalgrupservices.com (unavailable now)
HOME PAGE:
WELCOME TO MALWAL GRUP
Welcome to MALWALGRUP SERVICES your home for Financial and Employment Solution.
JOB OFFERS
MalwalGrup Services works in collaboration with different Organizations, Industries and private Institutions in providing Competent Job seekers to meet the aspiration of their Organization. We do not Discriminate of Race, Ethnicity, Religion, Sex and location if you are qualified and competent.
LOAN OFFERS
Malwalgrup Services has on its priority to dish out Loans to compitent Loan applicants who meets up the requirement irrespective of Country or Nationality.
ACCOMODATION
Malwalgrupservices try as much as possible to ensure the accomodation facilities ready before workers arrived their working destination.
JOB EMPLOYMENT OFFERS
MalwalGrup Services works in collaboration with different Organizations, Industries and private Institutions.
LOAN OFFERS
Malwalgrup Services has on its priority to dish out Loans to compitent Loan applicants who meets up the requirement irrespective of Country or Nationality.
MalwalGrupServices is a Registered and Certified Institution Accredited by United Nations Research Institute for Social Development (UNRISD) and World Bank Group (WBG)…..
Welcome
December 6, 2016 Written by admin
Welcome to MALWALGRUP SERVICES your home for Financial and Employment Solution. We get the Companies and you get the jobs, We Have the Money and you get the Loan for the best possible cheaper rate Come and see how we make life easy for you………………………….
Page “CONTACT US”:
MalwalGrupServices
No 43 Kenyatta Avenue
Fouth Floor Appartment 3
Email: malwalgrupservices@mail.com
malwalgrupservices@mail.com
Tell:+254786481984, +254791695541
Hassan Mustafer Mamadu
Consultant
MALWALGUPSERVICES
Kazým Dirik Mah. Gediz Cad.
Tekin Center A Blok K:2 D:3
Bornova, ÝZMÝR / TURKEY
Tel. (+90-554) 643 5811,
Fax. (+90-312) 437 8495
Email: malwalgrupservices@mail.com
malwalgrupservices@mail.com
Website : http://malwalgrupservices.com
Page: “APPLICATION”
WHAT WE NEED FROM YOU FROM JOB APPLICANT
*(!) PASSPORT (BIOMETRIC PAGE)
Passport size photograph
CV
Full picture Size (Cooperate picture)
Birth Certificate
Salary: ($12-$25/h) General Labourers
Salary: ($25-$100/h) Technicians
Hours: (8hours/day) We pay over time as well
Location: ( KENYA,TURKEY, HUNGARY, TUNESIA,)
WHAT WE NEED FOM LOAN APPLICANT
*(!) IDENTIFICATION DOCUMENT
EVIDENT OF JOB
IF BUSINES PROVIDE PATENT AND BUSINESS
REGISTRATION LICENCES
PAYSLIPS
HOUSE EVIDENT
Send all application to
Email: malwalgrupservices@mail.com
admin@malwalgrupservices.com
malwalgrupservices@mail.com
Tell:+254 786481984, 791695541
*(!) Never send your personal details to anybody on the Internet!
If you get this message do not reply! Put it in your trash box
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Scammer Profile on Facebook.com, created with the e-mail address ekomeernest@yahoo.com
We are sourcing competent workers or job seekers, who can work overseas for our Company and partners to work in Kenya,Turkey, Hungary and Tunesia. We also provide loans for small business to help them gro Please visit our website malwalgrupservices(dot)comfor jobs availability and apply
for our recruitment for the 2017 spaces are now open. We also provide loans to Small business owners
All the requirement for application are on our website malwalgrupservices (dot)com
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